The Northern Marianas Islands (NMI) is (are?) a U.S. commonwealth, like Puerto Rico, with a population of around 50,000. Unlike Puerto Rico, employment in the NMI has not been covered by Title II of the Social Security Act. Now, the NMI government is trying to get its citizens covered by Title II of the Social Security Act and to do so retroactively for ten years. Social Security only wants to go back five years. Apparently, discussions have been taking place on this subject since 2006. The NMI's own Social Security system is going bankrupt. Anyway, read the article for yourself and try to figure it out. It confuses me. It's probably a headache for Social Security management as well. It sounds like things are coming to a head. I don't understand how the Social Security Administration could approve this without legislation but I do not pretend to understand the legal relationship between the NMI and the U.S.