A recent study by the Social Security Administration shows that because Social Security disability benefits are offset by workers compensation benefits and because of the way in which Social Security disability benefits are computed, Social Security disability benefits recipients who also receive workers compensation benefits actually replace a lower percentage of their pre-injury wages than those who receive only Social Security disability benefits.
Whether or not Social Security Disability Insurance (SSDI) benefits are offset by workers compensation benefits varies by state. In Wisconsin, for example, it is the other way around. Workers compensation benefits are offset by the SSDI benefits.
ReplyDeleteThe headline is 'worse off for getting workers compensation'. Isn't this true only in the same sense that all social security beneficiaries are worse off for having had higher earnings (so that they get bigger benefits but a lower replacement rate)? Are there cases in which the total of the reduced social security benefit plus the workers comp benefit is lower than the unreduced disability benefits?
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