From the abstract of How Much Does Motherhood Cost Women in Social Security Benefits?, a study by Matthew S. Rutledge
,
Alice Zulkarnain
and
Sara Ellen King:
The lifetime earnings of mothers with one child are 28 percent less than the earnings of childless women, all else equal, and each additional child lowers lifetime earnings by another 3 percent.
When examining Social Security benefits, the motherhood penalty is smaller than the earnings penalty. But mothers with one child still receive 16 percent less in benefits than non-mothers, and each additional child reduces benefits by another 2 percent.
The motherhood penalty is almost negligible among women receiving spousal benefits, but mothers who receive benefits on only their own earnings histories see significantly lower Social Security income.
Mothers with disabilities who are on Social Security Disability have known this for. a long time.
ReplyDeleteThere is no penalty for being a mother as far as SSA goes. They get benefits based on what they paid in on their own record. It's the same amount as someone who is not a mother who works the same amount of time.
ReplyDeleteWhat a pointless study--is it anti-motherhood? Is it proposing or setting the stage for some type of "remedy" to a so called "penalty"? Government funded research at work. Jeez...
ReplyDelete