Do Big Backlogs Help The Disability Trust Fund?

     The Hill asks the question: Is the Social Security Disability Insurance Trust Fund doing better because increasing backlogs slow down the number of claims being approved? The answer is pretty clearly yes to some extent although there are more important factors. 

    I think one overlooked factor is that the long backlogs and harsh adjudicatory environment deter people from filing claims. Few people stop work due to illness or injury and file a disability claim immediately. There's usually a lag time that can be anywhere from a few months to a few years. A perception that the process is difficult and unpleasant can cause people to hold off longer in filing claims. I wish some investigator would look into this. You'd only need to look at the difference between claim date and alleged onset date and chart the difference over time. You could then correlate that with backlogs and approval rates. My guess is that the result would be interesting.

NADE Newsletter

    The National Association of Disability Examiners (NADE), an organization of the personnel who make initial and reconsideration determinations on Social Security disability claims, has posted its Summer 2017 newsletter.

Vet Cut Off Disability Benefits

     From the Rapid City Journal:

For 31-year-old Wayne Swier, a U.S. Army combat veteran who suffered devastating injuries from an improvised explosive device seven years ago in Afghanistan, this summer should have been a season of solace and celebration. 

But fate and a federal agency seemed to have conspired to turn it into a nightmare. 

Swier is set to marry his sweetheart in a week, and the couple plans to move into a new home near Johnson Siding built by the nonprofit Homes for Our Troops later in August. ... 

Instead, in May the Social Security Administration deemed him no longer disabled and cut off his monthly disability checks, in a manner as harsh as the way that IED blew off his leg in a small Afghan village in November 2010. 

Today, Swier is essentially broke, behind on his rent, his credit cards are maxed out, and just last week, power was cut off to his Box Elder rental home due to nonpayment, meaning he couldn’t even recharge his robotic prosthetic leg. Although his electricity has since been restored thanks to Black Hills Energy, the man’s problems have not been resolved. ...

     No, the article doesn't explain what his VA benefits situation is or why he's not drawing interim benefits from Social Security.

Five Common Myths Debunked

     Finally, something from the Motley Fool on Social Security that's worth reading. Matthew Frankel debunks five common myths about Social Security. My only bone of contention is that I wouldn't call these myths so much as I would call them right wing lies.

Minnesota Man Arrested For Making Threats At Social Security Office

     From AJC.com, whatever that is -- Atlanta Journal Constitution?

A Minnesota man was arrested Wednesday after threatening employees at a Social Security office ...

According to Capt. John Sherwin of the Rochester Police Department, Leonard Booth, 26, walked into the Social Security office at 10:15 a.m. and complained that he was unable to receive benefits. Booth began “acting erratically” and threatened employees with bodily harm, Sherwin told KAAL. ...

Bad Advice

     From Philip Moeller, writing for PBS:

William: I took Social Security benefits early in 2014 when I was 62. At the time, my daughter was 15, but Social Security did not ask me if I had a minor child. I did not realize she was eligible until I read an article. I called Social Security, and they said our family was only eligible for six months of retroactive benefits and not the 36 months I think we should receive. I was wondering if you knew how I could get help in getting these back benefits?

Phil Moeller: I would like to tell you that you can get all the past benefits you feel you deserve. Unfortunately, Social Security is not legally responsible for telling you about its rules and benefits. The burden is on you to know these rules as impossible as this may be.

You can file an online appeal, but citing the agency’s failure to tell you about benefits for your daughter is unlikely to be a compelling reason for the agency to change its decision. Having said this, I urge you and anyone else in this situation to appeal, to complain and to copy the offices of their elected representative in Washington.

What good is providing benefits if no one knows about them!

     Well, actually, William was asked. See question 17 on the retirement claim form. The same question is asked when you file online. If he listed the children and Social Security didn't follow up to take their claims, they're eligible for the back benefits. If he didn't list the children, I don't think he can blame anyone but himself.
     This is an issue I have some familiarity with since a few fathers applying for Social Security disability benefits fail to list their children. Sometimes it's a mistake; mostly it's because the fathers mistakenly think their own benefits will be reduced if the children are also paid on the account.

Some Changes Coming On Wage Reporting

     From Emergency Message EM-17021 issued yesterday:

A. Purpose

This emergency message (EM) encourages technicians to immediately begin keying the Employer Identification Number (EIN) [the EIN is the equivalent of a Social Security Number for corporations] in the Modernized Supplemental Security Income Claims System (MSSICS) and eWork when processing wages and work reports. This process is in preparation for the implementation of two provisions of the Bipartisan Budget Act of 2015 (BBA), which will reduce processing time for wage reports. 

B. BBA Background 

The BBA implemented several changes to improve efficiency in processing wage reports for Title XVI and Title II. 

Section 824 (Payroll Data Exchange) 

Grants Social Security Administration (SSA) the authority to create an information exchange with payroll data providers in order to collect wage and employment information. The information exchange allows SSA to receive wages electronically on a monthly basis for individuals who have given authorization and whose employers participate with the payroll data providers.
Section 826 (Electronic Reporting of Earnings) 

Mandates that SSA implement a system that would permit Title II Disability beneficiaries to report their earnings via electronic means similar to what is available to Title XVI recipients. To comply, SSA is developing an online application platform behind mySSA for users to report both Title II and Title XVI wages. This is a phased release. Title II will be the initial release and Title XVI will follow in a later release.

Pushback On New Rule

Cheryl Sawyer, working with her physical therapist

     From the Daily Hampshire Gazette:

She had been struggling to keep a job for months.

Southampton resident Cheryl Sawyer had a degree from a two-year college and about 10 years of experience climbing the ranks of retail. She had worked consistently throughout her adult life, priding herself on never being dependent on anyone else.

But then, in 2013, pain began to take over her life, pain that would eventually be diagnosed as multiple sclerosis.

Sawyer couldn’t stand for long. She couldn’t lift. She couldn’t bend. Soon, she began having muscle spasms. After being let go from a job for the fourth time, she decided to apply for Social Security Disability Insurance benefits.

“I always enjoyed working, and I felt like I was contributing,” Sawyer said. “I felt like I was doing something. Now I’m trapped.”

 Like millions of other people in the United States, Sawyer waded through the Social Security disability application process ...

Most applicants for SSDI are denied, and the few who are approved wait on average 18 months to receive benefits after they apply for them.

And that was before a major rule change took effect in March in the way Social Security disability claims are processed ...

The change lets administrator law judges weigh evidence in an applicant’s file however they see fit, instead of being forced to give the most weight to the opinion of an applicant’s doctor. ...

The SSA states on its website that one reason for the change giving judges more leeway in their rulings is a belief that it is inappropriate for adjudicators to be forced to take a certain medical opinion as true. ...

Critics of the new rule say a judge can now give more weight to other evidence in an application, including the opinions of doctors or consultants connected to SSA who meet an applicant once or sometimes never at all. In addition, as part of the rule change, judges no longer have to tell applicants how they weighed evidence when making their decision....

      In the last couple of years, it seemed like Social Security tried to publish any anti-claimant regulation that had floated around the agency in recent years. This one almost certainly dates back to the time that Michael Astrue was Commissioner. There were good reasons it hadn't been published before. I'd be willing to bet that some folks at Social Security warned that this one would backfire, turning a minor problem into a huge one. Just think about it. The federal courts interpret the Social Security Act in a certain way. The agency doesn't like this interpretation. Social Security doesn't try to take the issue to the Supreme Court. Instead, the agency tries to overrule the federal courts by adopting new regulations. How do you think that looks to a federal court? How likely is it that a federal court will meekly accept being overruled by an agency? If you say that of course they will, you aren't even trying to understand how federal judges think. My opinion is that this new rule was peak arrogance by Social Security and we know what often follows arrogance.