Jul 13, 2026

A Wealth Tax To Save Social Security?

      The Netherlands is having trouble financing its social security systems. Cuts in benefits are being discussed. According to the NL Times, one solution being discussed is a wealth tax. Wealthy people might be taxed not just on their income but on their wealth as well.

     A possible wealth tax is on the periphery of public discussion in the U.S. Only people like Senator Bernie Sanders talk much about the idea and then not in the context of Social Security. However, if the choice is between massive Social Security benefits cuts, removing the FICA cap or a wealth tax, what do the American people want? Remember, there’s no clever way of doing this. Your choices are limited to cutting benefits and/or raising taxes. Is getting more tax money out of the ultra wealthy, such as Elon Musk, such a bad idea?

Jul 12, 2026

Fertility Fears

      From an op ed by Lyman Stone in the New York Times:

… If America’s population does decline, it will strain our entitlements system, damage the economy, reduce innovation and entrepreneurship, and cause serious labor shortages. But the majority point of view — held by major institutions like the Census Bureau, the United Nations and the Social Security trustees — is that the United States probably won’t face population decline until the 2080s, or even beyond 2100.

That forecast is far too optimistic. The more accurate projection, which I outlined in a recent report for my organization, the Institute for Family Studies, sees the American population beginning to shrink in the 2050s. It is a forecast so grim it could upend American budgeting and, thus, American politics.

Start with the number that drives everything else. The American fertility rate has fallen below 1.6 children per woman, a record low. Replacement rate, the level that merely holds a population steady before immigration, is about 2.1. If the current trend in shrinking births continues, it’s likely that the U.S. population will largely stop growing in the 2030s, and begin to decline in the 2050s. Peak America may come before millennials meet their grandkids (if they have any. …

If birthrates continue to decline as they have been doing, then fertility will fall to 1.35 children per woman in 2050, and 1.15 by 2100. In that scenario, population growth will be anemic in the 2020s and 2030s, fall to essentially zero in the 2040s, and then, starting in the mid-2050s, experience a long, grinding decline. Each generation will be more than 30 percent smaller than the one before, the work force will shrink beneath the retirees it has to support, and the American century will give way to American contraction. …

Up until quite recently, the Social Security trustees’ main scenario assumed that fertility rates will rise from now until 2050, and stabilize at 1.9 children per woman. In 2023, the Census Bureau predicted that fertility rates will only gradually decline from 1.64 to 1.58 by 2075. Spoiler: Data from the Centers for Disease Control and Prevention has already shown a 1.57 fertility rate for 2025. The U.N. expects that the U.S. fertility rate will be flat at about 1.65 through the entire 21st century. To its credit, Social Security trustees released new numbers just last month that revised their expectations down to 1.75 in 2050, but that is overly optimistic. The Congressional Budget Office is more realistic, but even it predicts that fertility will decline to 1.53, then stabilize. …

     The writer is working for a pro-natalist project but that doesn’t mean he’s wrong.  In fact, even if his projections are a bit pessimistic, he’s still talking about a serious problem. Pro-natalism is nearly hopeless, I think. We have little way as a society of influencing these highly personal decisions. Of course, pro-natalism usually has racist undertones, if not overtones, as well, but that’s a separate issue.

     We need to accept that trying to hold down immigration to almost nothing is insane. We need more legal immigrants and we need to quit worrying so much about undocumented immigrants. Social Security needs these immigrants and so does the country. Those who oppose immigration invite long term catastrophe. At least we can attract all the immigrants we need, despite the hostility that most Republicans express towards black, brown, Asian and Muslim immigrants. Make use of our country’s attractiveness to immigrants. They and their children make great citizens

Jul 9, 2026

An Update For Attorneys

      A message from Social Security to attorneys and others who represent claimants (the crap at the end is some weird formatting from the original that doesn’t go away no matter what I do):

Recent Enhancements in Processing Centers: Advancing Service and Efficiency

Date: 

Dear Colleague,

We are pleased to announce some important developments from Central Processing that further our commitment to efficient, responsive service for claimants and the representative community. These changes reflect ongoing efforts to optimize operations, strengthen communication, and deliver timely, policy-compliant outcomes.

A Good News Highlights:

Centralized Oversight and Organizational Realignment: This fiscal year, oversight of all eight processing centers (PCs), including Disability Operations and International Processing, has been unified under a new chief-level organization, Central Processing (CP). CP now also manages Earnings, Workload Support Units, and Field Office Support Units, which provide essential backend support to field offices and the National 800 Number. This realignment merges similar workload responsibilities, streamlines decision-making, and enhances customer service across the agency.

Expanded Representative Call Center (RCC) Services: Building on prior enhancements, the RCC now serves as a single point of contact for representatives with cases pending in any PC. Representatives can call the RCC at 877-626-6363, and calls are automatically routed to the appropriate PC based on claimant information. Technicians are available to assist with a range of inquiries, including pending cases and attorney fee payments.

The RCC contact information is available on the following pages:

https://www.ssa.gov/representation/pct_contact_info_under54.htm

https://www.ssa.gov/representation/pct_contact_info_54older.htm

We encourage your clients to create a my Social Security account, which enables them to manage their benefits and access a wide range of essential services online.

Please share this information with your members, colleagues, affiliates, and other interested parties. We appreciate your partnership and continued collaboration as we work together to enhance service delivery within our PCs.

Sincerely, 

Mark D. Quinlan

Chief of Central Processing

Jul 7, 2026

AI Ready For Primetime?

      From MeriTalk:

The Social Security Administration (SSA) believes agentic artificial intelligence (AI) is ready for mission use, but agencies will only realize its potential if they pair the technology with rigorous governance, continuous testing, and modernized data infrastructure, the agency’s chief AI officer said on June 26.

Speaking at ACT-IAC’s AI Forum, Brian Peltier, SSA’s head of technology, customer data, and AI and chief AI officer, said the agency is approaching a fundamental shift in how it delivers services as AI capabilities mature alongside years of technology modernization.

“We’re on the cusp of really changing the way we operate, how we work, and how we service our customers,” Peltier said.

Agentic AI is ready to support agency missions not only because the technology has advanced, but also because agencies have spent years modernizing their underlying systems, Peltier said. Even so, he cautioned that successful deployment depends on governance, security, and operational safeguards. …

Jul 6, 2026

Recording The Undead

      From a press release:

The Social Security Administration (SSA) Office of Inspector General (OIG) released an audit report, Beneficiaries Incorrectly Recorded as Deceased (032311).  The audit examined whether SSA employees complied with Agency policies when correcting the records of living beneficiaries who were incorrectly recorded as deceased.  …

The OIG reviewed a random sample of beneficiaries whom SSA recorded as deceased between January 2020 and December 2024 and later removed the death records from the Numident (and thereby removing such records from the DMF).  Auditors found that, when SSA technicians corrected 45 percent of the incorrect death records, they did not document why the deaths were recorded in the first place, or why they were subsequently removed, as required by Agency policy. …

Jul 5, 2026

SSA To Promote Trump Accounts

      From a Social Security press release:

Today, the Social Security Administration (SSA) announced it is launching processes for parents to enroll newborns in Trump Accounts. This automatic system will help ensure that every newborn has the opportunity to benefit from a Trump Account from the start of life. …

Starting next week, Social Security will update guidance to hospitals to include Trump Account enrollment information.  SSA will assist the states to modify their existing hospital forms used by parents to apply for Social Security numbers through the Enumeration at Birth (EAB) program to include the automatic creation of a Trump Account. Future Social Security card mailers for newborns will also include information to inform parents about the benefits of Trump Accounts and convenient and streamlined ways to open an account. …


Jul 4, 2026

Happy Birthday America

 

Not created by SSA. ChatGPA did it at my prompt.

Jul 3, 2026

The Questions Had To Be Asked

      From the Washington Post (emphasis added):

To commemorate America’s 250th birthday, the Social Security Administration will issue limited-edition Social Security cards to babies born from Thursday to the end of the year.
The cards look similar to the standard blue wallet-sized Social Security cards the agency has issued for decades, but they are stamped with the “Freedom 250″ logo. Freedom 250 is the public-private initiative the Trump administration launched last year to organize events — often aligned with the administration — for the nation’s semiquincentennial. It is different from America250, a nonprofit established by Congress in 2016 to organize such celebrations.
The Social Security Administration said Thursday the agency was not paying any licensing fees for the Freedom 250 logo and that there were no arrangements to share cardholders’ data with Freedom 250. …

250 Years Ago We Decided We Didn’t Want Any Of These

 


Jul 2, 2026

Don’t Tell Trump; He’ll Demand To Have His Picture On Them

Mock-up of card

      From Fox News:

Millions of babies born during America's 250th anniversary celebration will receive a first-of-its-kind commemorative Social Security card under a new Social Security Administration (SSA) initiative obtained exclusively by FOX Business.

The limited-edition cards, available only to children born in the United States between July 2 and Dec. 31, 2026, will feature the official Freedom 250 logo while functioning exactly like a standard Social Security card, according to an announcement from the Social Security Administration shared with FOX Business. …

Jul 1, 2026

Cardiovascular Listings Changes

      The Social Security Administration is amending its Listings of Impairments for the cardiovascular system. This will appear in the Federal Register tomorrow but you can read it today.

Jun 30, 2026

A Letter From The Commissioner

      The Commissioner of Social Security has sent a letter to the Chairman of the Senate Appropriations Committee claiming that “service is better than ever” at Social Security. The letter includes selected statistics. The definitions and significance of some, if not all, of the numbers given are unclear to me.

     As Mark Twain said, “Figures don’t lie but liars often figure” or, as WC. Fields is alleged to have said, “If you can’t dazzle them with brilliance, baffle them with bullshit.”

Jun 29, 2026

The Problems Must Be Bad For This To Happen During This Administration

      Commissioner Bisignano and many other agency leaders have sent a letter to Congressional leaders asking for additional funding for building repairs and maintenance. 

Jun 28, 2026

Fifth Third For Some Recipients

 From AL.com:

In May, the Social Security Administration announced it was switching the company that administers its Direct Express cards. Comerica Bank previously handled the program. It will now be handled by Fifth Third Bank, which merged with Comerica earlier this year. 
The changeover started in June, though rollout will depend on when you started using your card.  
New Direct Express card enrollees will automatically receive their cards from Fifth Third Bank. Existing account holders will receive their new cards later this year or early next year. Beneficiaries should continue to use their existing Comerica cards until they receive the new ones. Recipients will be notified with a letter before the cards are sent. …

Jun 27, 2026

How Long Until Trump’s Picture Is On Social Security Cards?

 

     What does he mean, “Welcome but be good”? U.S. passports are for U.S citizens, not visitors. Citizens don’t have to meet any Trumpist notion of “being good” to re-enter the U.S. I’m glad my passport won’t need to be renewed any time soon.

Jun 25, 2026

Maybe A Sign

     Senators Bernie Moreno and Elizabeth Warren have penned an op ed in the New York Times recommending that the wage cap on the FICA tax that feeds into the Social Security trust funds be removed. This would prevent the trust funds from running out of money for many years into the future.

     It’s no surprise that Senator Warren would express this opinion. What’s remarkable is that Senator Moreno would feel the same. He’s a Republican from Ohio. I wouldn’t say the dam is breaking but there’s a tiny crack in it.

     The Washington Post has already run an editorial about the Moreno-Warren op ed. They’re aghast. It’s what I would expect from a newspaper owned by Jeff Bezos, one of the wealthiest people on Earth.

Jun 24, 2026

Caseload Analysis Report

      The Social Security Administration has posted the Caseload Analysis Report for its Office of Hearings Operations (or whatever they’re calling it these days) run on June 17. It reflects trends already apparent — falling numbers of ALJs, increased backlogs, increased use of overtime and a small use of “Agency Video Objections” which make me fear that the hearing process may be used for immigration enforcement.

Jun 23, 2026

Job Openings For Attorneys

      The Social Security Administration is seeking attorneys to work in Employment Law and Program Litigation positions. They don’t say how many they expect to hire but they’re only accepting the first 200 applications for each type of job. 

    There are employees needed across the agency. Why are they hiring for these positions?

Court Blocks Use Of Social Security Databases To Block Voters

      From the New York Times: 

A federal judge on Monday barred the Trump administration from letting states query a centralized national database of citizens built for checking immigration status to screen their voter rolls, finding that the repurposing of the federal data to monitor voting violated at least three laws. 

In a sharply worded ruling, Judge Sparkle L. Sooknanan ordered the Homeland Security Department to stop permitting states to search the data, which also incorporates Social Security records. …

Judge Sooknanan, a Biden appointee, wrote that the executive order had resulted in a rush by agencies to “haphazardly” adopt a system that they knew was flawed and that would flag eligible voters along with those who might have registered illegally. She warned that states were already “actively” using it to potentially purge eligible voters ahead of an election. …

James Percival, the general counsel for the Homeland Security Department, responded to the ruling on social media, calling it the “latest example” of “how hard the Left will fight to stop us from solving problems they insist do not exist.” …

Jun 22, 2026

Keep An Eye On The Disability Trust Fund

      There’s one part of the Trustees report that hasn’t gotten much attention. While the Old-Age and Survivors Trust Fund is projected to run dry by 2032, the separate Disability Trust Fund is projected to be in balance through at least 2099.

     I don’t think it at all likely that disability benefits will be paid in full while retirement benefits are cut to 78% of current benefits. Actually, I think it’s almost inconceivable that there will be any cuts in benefits but we’ll probably have some brinksmanship as we approach the deadline. One way of putting off doing anything for a bit is to combine the two Trust funds or allow inter fund borrowing, which is what was done in the past when the Disability Trust Fund ran short. That approach would extend the deadline to act by a couple of years.