You have a good job, you're buying your own home, you've accumulated a life savings for retirement or to pay for the kids' college educations.
And then you get sick. Really sick. ...
You apply for Social Security disability. It's not a handout; you're asking for your own money -- money you've been contributing with every paycheck you received, through the FICA tax that's been withheld.
And you get denied. ...
That's what happens to 69.6 percent of the people in Oregon who apply for Social Security disability. They're denied the first time they apply.
So they make a "reconsideration request." And in Oregon, 90.3 percent of those people are denied.
The next step is to ask for a hearing. And the average wait in Portland for a Social Security disability hearing?
It's 668 days. ...
In a single year, says Portland attorney Richard Sly, 15 of his clients died waiting for a hearing after their applications for SSI disability had been twice rejected. ...
When applicants finally do get hearings, the majority are granted benefits. Why are so many rejected at first? No one can explain.