Nov 29, 2021

Long Covid And Disability Claims

      From Bloomberg Law:

The Social Security Administration said it’s received 16,000 claims for disability insurance since December where the person’s medical evidence supports identifying Covid-19 as one of their impairments. That’s far from an exact number, and the agency wouldn’t say how many of those claims have been approved. 

That doesn’t mean Covid-19 was necessarily the primary reason for applying, or that it’s the impairment that will determine if disability benefits are approved, an agency spokesperson said in an email. …

In a statement to Bloomberg Law, the SSA said its rules allow it to evaluate Covid-19 cases. A person who has limitations resulting from long Covid, who’s met or is expected to meet the duration requirement, “could be found disabled if their limitations equal a medical listing or if the combination of those limitations and vocational factors prevent them from performing substantial gainful activity,” the agency said. …

Barbara Comerford’s law firm in New Jersey has about 100 clients who can’t work due to long Covid but have been denied disability benefits. 

Most of them have extreme fatigue presenting like myalgic encephalomyelitis/chronic fatigue syndrome, a condition that doesn’t show up on routine tests even though it can leave its victims bedridden.

“It’s amazing how indifferent they are to these claims,” Comerford said of the insurance companies she’s fighting. 

Unum Group, one of the leading carriers of long-term disability, told Bloomberg Law that disability and leave claims connected to Covid-19 are primarily a short-term event. Most claimants recover before completing the normal qualification period of 90 or 180 days for long-term disability insurance, Natalie Godwin, a company spokesperson, said in an email. …

The Centers for Disease Control and Prevention said it was recently asked to present data to the SSA on the number of people expected to have myalgic encephalomyelitis/chronic fatigue syndrome as a result of Covid-19.

The SSA is doing its “due diligence and gathering data from all sources that they possibly can to understand and be prepared,”Elizabeth Unger, chief of the Chronic Viral Diseases Branch at the CDC, said in an interview. …

     All I can say is that my firm has not been getting calls about long Covid. 

Nov 28, 2021

Maybe It Helps Them Get Tenure

      Take a look at this academic study, Beyond Health: Non-Health Risk and the Value of Disability Insurance by Manasi Deshpande of the University of Chicago and Lee M. Lockwood of the University of Virginia, and tell us what you make of it. They are asking the question "Should people who are 'less disabled' but still drawing Social Security disability benefits really be drawing some sort of 'welfare' benefit anyway because they're facing other serious stresses in their lives even if they're not all that disabled?"

     My first question on looking at this study is "How did you determine who was less disabled but still drawing Social Security disability benefits?" As best I can tell they answered that question for their purposes with these four questions:

Severity (PSID)

 (1) Do you have any physical or nervous condition that limits the type of work or the amount of work you can do?
- Yes
- No
- Can do nothing


(2) For work you can do, how much does it limit the amount of work you can do { a lot, somewhat, or just a little?
- A lot
- Somewhat
- Just a little
- Not at all


More-severe if \Yes" in (1) and \A lot" in (2), or \Can do nothing" in (1) Less-severe otherwise


Severity (SIPP)

 
(1) Does ... have a physical, mental, or other health condition that limits the kind or amount of work ... can do at a job or business?
- Yes
- No


(2) Does ... health or condition prevent ... from working at a job or business?
- Yes
- No


More-severe if \Yes" in both (1) and (2)

     I find it amazing that two academics would premise a 101 page study on a base as inadequate as this. Disability determination is a hard, perhaps impossible, task. Determining degrees of disability based upon four question is laughable. These authors know a lot about statistics and other abstruse stuff but pretty much zip about disability determination.

     I think the basic, unstated premise of this study is the assumption that many people drawing Social Security disability benefits aren't really that disabled. Exploring whether this assumption is a myth might be a better starting point for research that these authors had.

Nov 27, 2021

Social Security Card Delays For Refugees

     From Channel 3000, whatever that is:

Logistical mailing issues have helped delay social security cards for Afghan refugees across the country, with organizations unable to get cards mailed to people because they have similar names to other refugees or have left military bases, says a spokesperson for the U.S. Social Security Administration. …

While refugees have been able to get temporary 30-day food stamp benefits … they’re left without a way to access temporary income or their regular food stamp benefits without social security cards.  …

Nov 26, 2021

Social Security Disability Stats Galore

      The Annual Statistical Report on the Social Security Disability Insurance Program for 2020 (yes, 2020) has just been released. It's got most of the stats you could want.













Nov 25, 2021

Thanksgiving 2021

 


Nov 24, 2021

95% Of Social Security Employees Now In Compliance With Vaccination Requirements

      The White House has posted numbers showing the percentage of employees at major agencies who are vaccinated or in compliance with Covid-19 vaccination requirements. At Social Security, 87.7% of agency employees have had at least one vaccination and 95.0% are in compliance with federal requirements. For those not in compliance, here's what's ahead according to the White House:

... For those employees who are not yet in compliance, agencies are beginning a period of education and counseling, followed by additional enforcement steps, consistent with guidance from the Safer Federal Workforce Task Force and the Office of Personnel Management. At any point, if an employee gets their first shot or submits an exception request, agencies will pause further enforcement to give the employee a reasonable amount of time to become fully vaccinated or to process the exception request. ...

Reopening Applauded

      Representative Adriano Espaillat is a Democratic member of Congress from New York City. He's a senior Democratic Whip. Here's an excerpt from a letter he's recently written to the Acting Commissioner of Social Security applauding the announcement that field offices will soon start reopening:

As a result of the nationwide shutdown and office closures, my constituents have been met with numerous challenges accessing vital resources such as retirement insurance, disability insurance and the social safety net, which they rely on. The digital divide, long wait times over the phone, massive backlogs, and the lack of in-person service has led to a 15 percent decrease of SSI applications over the past year, which is deeply concerning considering that many residents rely on these services for their livelihoods and survival.

Assuring that our seniors are given the resources and care they deserve is a top priority, and it is essential that as we continue to build back from this devastating pandemic, that our seniors, persons with disabilities, and communities of color are not left behind.

 


Nov 23, 2021

Strong Federal Employee Compliance With Vaccine Mandate

      From a television station in Kansas City:

Monday is the deadline for millions of federal workers to provide proof that they’ve been vaccinated against COVID-19. ...

Nationwide, a U.S. official said over 90% of federal workers received at least one dose of a COVID-19 vaccine by Monday’s deadline. ...

In the Kansas City area, the American Federation of Government Employees said compliance with the mandate is strong, and those who have concerns have had plenty of time to file paperwork seeking exemptions.

“As you’ve seen with police unions and firefighters and such, there’s a lot of talk before the mandate comes down, and then at the end, most people relent and get the shot and move on,” said Ben King, a Social Security Administration employee and representative of AFGE Local 1336. 

“It’s the same with the federal workforce. I have not heard from any friends in other departments or agencies that have mass levels of folks who have refused to get the vaccine.” ...


Nov 22, 2021

Overpayments Continue To Draw Attention

      From a column written by Laurence Kotlikoff: 

... Commissioner Kijakazi, I'm asking you to read the attendant letter sent me by Kristin, a 69 year-old New York widow, who, in September, entirely out of the blue, received a bill from Social Security demanding she repay $118,272 in benefits due to alleged overpayment of reduced excess widow's benefits — benefits she never requested and never received, as her bank statements, which record all Social Security wire receipts, clearly show. ...

Nov 21, 2021

Disability And Food Insecurity


      From The Relationship Between Dusability Insurance Receipt And Food Insecurity by Barbara A. Butrica, Stipica Mudrazija, and Jonathan Schwabish, a paper published by the Center for Retirement Research at Boston College:
  • … Food insecurity rates are higher in counties with high rates of disability and DI  [Disability Insurance] receipt than in those with lower rates of disability and DI receipt. The paper reports that counties with high rates of disability and DI receipt have lower average food costs, but more limited access to food sources than counties with lower rates of disability and DI receipt.
  • The paper also finds that counties with high rates of disability and DI receipts have fewer food establishments. Furthermore, counties with high rates of disability and DI receipt also have a larger supply of unhealthy food options. …

Nov 20, 2021

Social Security Employee Caught After Stealing Over $100,000 In SSI Benefits


      From Syracuse.com, whatever that is:

A 34-year-old Syracuse man and former federal employee admitted Thursday to stealing more than $100,000 in Supplemental Security Income benefits, according to federal prosecutors.

Sean Okrzesik pleaded guilty to theft of government property and aggravated identity theft, according to the U.S. Attorney’s Office for the Northern District of New York.

While Okrzesik was employed by the Syracuse office of the Social Security Administration, he opened bank accounts using the names and social security numbers of people who receive SSI benefits, according to federal prosecutors. ...

Okrzesik used the money to pay for video gaming equipment, a custom suit, jewelry, airline tickets to the Caribbean and online gambling, according to prosecutors.

In all, Okrzesik took $103,798.77 in benefits, prosecutors said.

He faces up to ten years in prison, a fine of up to $250,000 and a term of up to 3 years of supervised release for the two counts of theft of government property, according to federal prosecutors. ...


Nov 19, 2021

A Sad Story That Happens All The Time


The two sisters

    From the Albany Times Union:

A Greene County woman, who is the estranged sister of Grammy Award-winning singer Mariah Carey, is seeking help in getting her Social Security benefits restored after they were cut to $30 a month in an apparent error by the Social Security Administration.

Alison Carey, 60, says she has struggled with homelessness and the impacts of a brain injury she received from a home-invasion robbery.

She was getting $794 a month in Supplemental Security Income (SSI) until she received a letter dated July 20 saying her benefits were being cut because of an overpayment.

The letter from the Social Security Administration (SSA) claims Carey was incorrectly paid $3,176 from April through July when she was in a "medical facility" and should have only been receiving $30 a month. Carey's SSI was then reduced to $30 a month to pay back the SSA.  …

     This is SOP. Declare the overpayment but don’t explain it. Seize the entire monthly check leaving the claimant destitute. Don’t worry about whose fault it was. Don’t even try too hard to make sure there really was an overpayment. Just inflict maximum punishment on the claimant. Make them figure out how to cope. And, of course, make it incredibly hard to contact the agency to try to find out what you can do. 

    And estrangement from family? That's kinda common for those suffering from brain damage and other forms of mental illness.

      Never fear, though. The problem is now solved for Ms. Carey. All it took was publicity. How do we get publicity for every claimant mistreated by Social Security?

Nov 18, 2021

Reopening Plans -- And Why Reopening Matters


      From Reuters:

The Social Security Administration has announced plans to begin reopening its vast national network of field offices to the public in January following a 20-month COVID-19 shutdown. The reopening will give the agency a needed opportunity to improve public service, but also presents some thorny challenges. ...

Processing of Social Security retirement benefits and Medicare claims has not been impaired during the office shutdown, agency records show. But there was a sharp drop in 2020 in benefit awards for SSI (down 18%) and disability insurance (down 10%).

“The most serious problems are related to the drop in awards for the most vulnerable people,” said David Weaver, a former associate commissioner in Social Security’s Office of Research, Demonstration and Employment Support. “It’s people who might have less ability to get information off the internet, or easy access to information on how to contact the agency. And people seeking SSI and disability may have serious mental impairments or be homeless.”

Had benefit awards continued at pre-pandemic levels for SSI and SSDI, 5.5 million more people would be receiving benefits for these two programs, according to Weaver’s calculation. (https://bit.ly/3CcX49v) ...

“We are concerned that the plan is vague and full of gaps,” said Rich Couture, president of the AFGE council representing hearings and appeals office personnel and spokesman for a committee made up of six AFGE bargaining councils. “It doesn’t specify what the plan will be for occupancy rates, or how we’ll make sure that waiting rooms don’t get overwhelmed.” ...

Social Security notes that it is following the Centers for Disease Control and Prevention and government-wide guidelines for occupancy and physical distancing. “Our offices will use signage, seating arrangements, floor markings and Plexiglass barriers to assist with distancing and occupancy requirements,” Hinkle said. The agency also is monitoring the Nov. 22 deadline for all federal workers to be vaccinated, and is collecting vaccination information from workers. ...


Incorrect Chld Care Credit Payments Made To Attorneys

     My firm has received a child care credit payment on one of our former clients. I've asked around and three other attorneys I know have also received these payments by mistake. Who knows how many more there may be? The payments came from the IRS.

     We don't know exactly what to do other than to put the money in escrow for now.  We'd like to just pay the money to our former clients, the ones who probably should have received the money, but that may not be safe. Our experience with Social Security is that if they pay us money that should have gone to the client, they eventually bill us for the overpayment and they don't care in the least that the money has been paid over to the client. The opening letter from Social Security in these cases -- I repeat, their opening letter -- demands that we repay the money immediately accompanied by the threat to take away our right to represent claimants. I've received even more belligerent letters after reminding them that I repaid their money long before they ever billed me. Given this experience, we don't want to pay the money over to the clients but if we just send a check to the IRS, will they know how to credit it? Will the incorrect payments keep coming month after month?

     I have no idea how extensive this problem is or whether the mistake is at Social Security or the IRS but there is some degree of problem here. The IRS and Social Security need to get together and figure this out.

Nov 17, 2021

A Mobile Accessible Platform To Handle All Of Social Security's Transactions?

      From Federal News Network:

The Biden administration is working on an executive order focused on improving customer experience within government and building on its ongoing work to improve the equity of public-facing services. ...

The draft executive order directs agencies to link customer experience metrics to their strategic plans and priority goals. It also ties that progress into performance review requirements for members of the Senior Executive Service and senior management. ...

Individual agency actions under consideration include the State Department providing a new online passport renewal experience, the Social Security Administration creating a mobile-accessible online platform that can handle all transactions and the Transportation Security Administration implementing new tools at airport security checkpoints to reduce passenger wait times. ...

    People who think that a single mobile accessible platform will handle all of Social Security's transactions with the public greatly underestimate the complexity of the work that the Social Security Administration does. That's one of Social Security's biggest problems -- the public perception that what the agency does is simple -- just processing people onto retirement benefits. Most of what the agency does is far more complicated than that. Many of the agency's forms should be simplified but they would still be far too long to be completed on a cell phone.

Nov 16, 2021

Field Office Closures Have Had A Devastating Effect


     From Jonathan Stein and David Weaver writing in The Hill:

The Social Security Administration's (SSA’s) 1,200 field offices have been closed for the last 20 months, with devastating effects for disabled Americans. Pre-pandemic, more than 43 million Americans were served at SSA field offices; the people most in need of walk-in, on-demand services included people with low- or zero-incomes, housing instability, limited English proficiency, or significant physical or mental disabilities that were themselves barriers to access. With office closures, their inability to file applications and appeals and to correct bureaucratic errors has led to historically unprecedented declines in people receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) disability benefits.

In fiscal year (FY) 2021, SSA's awards of SSDI benefits to disabled persons and their family members were down 25 percent relative to FY 2019. SSI disability awards, granted to people without much work history, were down even more, with a 30 percent decline.

Had SSI awards continued at the pre-pandemic level, there would have been 280,000 more SSI awards over the last two fiscal years. In the pre-pandemic years of FY 2017-2019, SSDI awards were declining only modestly; had that trend continued, there would have been 270,000 more SSDI awards in the last two fiscal years. ...

The decline in awards has continued to the present period. SSDI and SSI awards for September 2021 were down 34 and 42 percent, respectively, from the figures for September 2019. ...

It is crucial that office reopening allow for walk-in service. Many current or potential SSI beneficiaries lack reliable access to internet or have limited minutes available for their phones. ...

Last, but certainly not least: It is 11 months into the current administration, and there has yet to be a nomination of a Social Security Commissioner. Many of the needed changes in policy and personnel at SSA can only be made by a Senate-confirmed commissioner, and time is running out to act before the next election. ...


Nov 15, 2021

OHO Stats

     The report shown below was obtained from Social Security by the National Organization of Social Security Claimants Representatives (NOSSCR) and published in its newsletter, which is not available online to non-members. It contains basic operating statistics for Social Security's Office of Hearings Operations (OHO). 

Click on image to view full size


Nov 14, 2021

The Rich Get Richer

      From the Michigan Retirement and Disability Research Center:

Disparities in Social Security claim ages have risen since the early 1990s. With high earners increasingly likely to delay claiming, and also living longer on average than lower earners, late claimants may differ in critical ways from early claimants. Using Social Security Administration data and focusing on men, we find that late claimants have lower mortality than those who claim at age 62, so late claimants are adversely selected. As a result of selective claiming combined with improvements in actuarial adjustments, the return to delaying claiming has become systematically positive for those who actually delay, but not for those who claim early. We further find that selective claiming increases benefits by more for those with higher lifetime earnings because their return to delay exceeds actuarially fair amounts by larger margins. Lastly, we find that selective claiming has a modest effect on total payouts, but a more consequential effect on inequality in lifetime benefit payouts. In the aggregate, the increase in Trust Fund payouts as a result of adverse selection in claiming was 0.5% for the most recent retiring cohorts. Yet, lifetime benefit payouts are 1.9% higher for those in the highest quartile of lifetime earnings as a result of claim-age differences, compared to what payouts would be if they had the same claim ages as those in the lowest quartile, and this contributes 2.8% to the difference in expected lifetime benefits between the highest and lowest quartiles.

Nov 13, 2021

The Public Wonders Why The Field Offices Are Still Closed

      Clevelanders question why Social Security field office is still closed.

Nov 12, 2021

Little Screening For Medical Consultants

      From Actions Needed by SSA to Ensure Disability Medical Consultants Are Properly Screened and Trained, a report by the Government Accountability Office:

SSA cannot be sure that the state agencies’ consultants are qualified and trained to appropriately inform decisions on disability claims. SSA policy requires state agencies to screen their consultants by checking them against a database of individuals barred from participating in federal programs. Also, SSA policy sets requirements for state agencies to provide initial and follow-up training. However, state agencies told us they do not always do so.  
Of the 52 agencies:
14 said they did not consistently perform required checks on consultants either when hiring or annually, and
Nine said they did not give consultants some element of required initial or refresher training.

     The only requirement is that they not have a history of involvement in defrauding the federal government and they don't always enforce even that minimal standard? Is that how you run a quality program? Are opinions from such consultants entitled to deference?

Nov 11, 2021

Veterans Day 2021

 


Nov 10, 2021

Yesterday's Supreme Court Argument

     After yesterday's oral argument before the Supreme Court I had expressed optimism that the Court would find it unconstitutional to deny SSI benefits to U.S. citizens who live in Puerto Rico. Others, including a writer for the highly-regarded SCOTUSblog, felt otherwise.

     Let me explain. There were a number of questions asked by the justices about whether finding this exclusion unconstitutional would trigger litigation claiming denial of equal protection because certain laws favor one state or one region over another. Although the attorney representing Mr. Vaello-Madero could have done a better job of expressing it, the answer seemed simple to me. This sort of lawsuit can already be brought but seldom is because all that is required to withstand an equal protection challenge is a "rational basis" for a law. That's a minimal requirement that would normally be met. It's just that in this case, the exclusion of SSI is so obnoxious that it cannot even meet a minimal requirement.  If a statute is found that is as obnoxious as this one, then by all means the Court should find it unconstitutional but such a statute should be almost nonexistent. The states have representation in Congress. Puerto Rico doesn't. My interpretation of the questioning was that the Justices want to make sure they write a narrow decision finding it unconstitutional to deny SSI in Puerto Rico and were inquiring about how they should do it. Another interpretation would be that the justices were expressing reasons why it would be too dangerous to give relief to Mr. Vaello-Madero.

     Anyway, listen to the oral argument yourself and tell us what you think.

Who Uses Online Filing And Who Doesn't

      The Center for Retirement Research at Boston College has issued a report titled How to Increase Usage of SSA's Online Tools. I don't know that the report presents any new ideas but it does include this interesting chart which shows what groups are and aren't filing online:

Click on image to view full size

Where Did This Come From?

     From KTLA:

Mamie Walker is sick and tired of the government abruptly cutting off her social security benefits, leaving her unable to pay her rent and buy food. She said it’s all because of a mistake no one can explain, KTLA sister station WFLA reported.

Walker hasn’t received benefits for the past two months. She received a letter from the U.S. Social Security Administration saying she owes over $237,000 in “overpayments” and won’t receive benefits again until September, 2034. She would be 100 years old. ...

This is the second time Walker asked for help after her social security benefits were cut. In 2019, the government claimed Walker owed over $200,000 in old student loan debt. Walker, who never went to college, had no idea what that was about. ...

A Social Security Administration representative said this would be investigated again and they’ll try to assist Walker in getting her benefits back.

Nov 9, 2021

Oral Arguments In Vaello-Madero

      I listened to the oral argument is U.S. v. Vaello-Madero. You can't always tell from oral arguments and maybe I heard what I wanted to hear but my impression was that the only issue was how broad the opinion will be -- that all or virtually all of the justices are ready to hold it unconstitutional to deny SSI to U.S. citizens who reside in Puerto Rico and other territories. 

     If you also listened to the oral arguments, what was your take?

     Update: The Supreme Court reporter at the Washington Post thinks the Supreme Court is reluctant to extend SSI to Puerto Rico.  However, court reporters at The Hill seem uncertain about how the Court will come down.

Reopening Plan

      Vague though it may be, Social Security has released its reopening plan. It certainly allows many employees to continue working from home every day. No one has to come into the office daily.

     I don't know how this is going to work. I'm pretty sure that there will be be far, far too much demand for in-person service at the field offices to allow field office employees to work from home three days a week. How do ALJs conduct all the hearings they are supposed to conduct coming into the office one day a week? Things I've read suggest that many ALJs think that most claimants will continue to accept telephone and video hearings in the future. That's incredibly naive. I don't care how wonderful you think telephone or video hearings are. I know better. My opinion and that of my clients matter. The self-serving opinions of public servants don't matter in this instance. Cramming video hearings down the throats of unwilling claimants won't be politically feasible after the pandemic is over. We're getting back to something like normal or there's going to be hell to pay.

Nov 8, 2021

Great Summary Of Upcoming SCOTUS Case On SSI For Puerto Rico

      Ian Millhiser has written an excellent summary for Vox of the legal issues presented by U.S. v. Vaello-Madero, which is to be heard by the Supreme Court tomorrow. Vaello-Madero presents the issue of whether it is constitutional to deny SSI benefits to U.S. citizens who reside in Puerto Rico and other U.S. territories. 

     The old precedents supporting the denial of SSI to Puerto Ricans, the so-called Insular Cases are so disreputable that they cannot be used to turn down Mr. Vaello-Madero. The Court could come up with new reasoning to justify turning down Mr. Vaello-Madero but would it? There probably won't be some liberal-conservative split on this case. Every amicus brief filed supported Mr. Vaello-Madero.

Nov 7, 2021

SSI Report



      Social Security has finally posted the SSI Annual Report. Some Republican Senators tried to make an issue over the report being filed late.

Nov 6, 2021

Redesigned Statements Get Positive Reviews

      Social Security has redesigned the statement that potential beneficiaries can access online to tell them about their future benefits. The redesign is getting positive reviews. They used to send something like this out in the mail whether you asked for it or not. My experience was that no one paid attention to the statements that used to be mailed even if they were about to file a claim for benefits. It may be a better design now but will that make a difference, especially when far fewer people are seeing it?

Nov 5, 2021

A Blast E-Mail To Social Security Operations Employees

From Deputy Comm  Grace Kim. 

Subject: Operations Re-entry Plan

Earlier today, Acting Commissioner Kijakazi issued a broadcast message to provide preliminary information about SSA’s re-entry plan.  I am building on that message to share how Operations fits into that plan.  I want to emphasize that your safety and the safety of the public we serve continues to be a priority not only in our current operating posture, but also in how we will re-enter our offices. We will continue to monitor and follow the government-wide, science-driven advice of the Centers for Disease Control and Prevention.

I know most of you are curious about Operations’ future telework plan.  The global pandemic has changed our operating environment, how and where we work, and highlighted those areas where we are not meeting our public’s needs.  Over the course of the past 19 months, we have learned that we can effectively accomplish some work while teleworking, but our public service responsibilities mean that we still need to do some work onsite.

In Operations, I am planning for greater flexibility for telework for employees.  We will use the lessons learned throughout the pandemic to inform how we implement a telework plan that allows employees to work from home and ensures that we effectively serve the public and carry out our mission.  We will work closely with AFGE to ensure we meet all labor obligations.  I am excited to share that I have proposed a telework program that will allow most Operations employees the opportunity to telework between 2-5 days a week depending on your job duties. Soon, your supervisor will share the telework availability for your position and give you 30 days’ notice before we transition to our new telework plan, which at earliest will begin in January.  Until then, we will continue to operate as we have been under our current Workplace Safety Plan.

After we have completed re-entry and implemented our telework plans, we will evaluate how we are doing.  This evaluation will inform our longer-term plans as we enter Fiscal Year 2023.

I want to thank you for your hard work and commitment to serving the public during this unprecedented time.  I appreciate your patience as we consider how to safely re-enter the workplace. I will keep you updated on the re-entry process.

Grace

Class Actions On Same Sex Marriages Settled


      From NBC News:

Social Security survivors benefits will now be available to same-sex spouses and partners who had been denied access due to previous bans on gay marriage.

The Department of Justice and the Social Security Administration on Monday announced that they dismissed appeals filed by the then-Trump administration in two class-action lawsuits related to Social Security survivors benefits for same-sex partners and spouses.

In 2018, Lambda Legal, an LGBTQ rights nonprofit group, filed two class-action lawsuits against the Social Security Administration: one on behalf of surviving same-sex partners who had been prevented from legally marrying their loved ones by bans on same-sex marriage, and another on behalf of those who were able to marry, but were prevented from being married for at least nine months — the minimum set by the Social Security Administration — due to bans on same-sex marriage. …

Nov 4, 2021

SSA To Be Responsible For Paid Leave Under BBB Bill

      The current version of the Build Back Better Act, the major budget reconciliation bill pending in the Senate, contains a major responsibility for the Social Security Administration. If passed , Social Security will be administering Universal Comprehensive Paid Leave. (Begins on page 1065). Claimants will be able to appeal from determinations made under this program but not to federal court. (Page 1081). I am somewhat confused about extra funding. At one point the bill indicates that Social Security will be given an extra $1.591 billion in the first year and an extra $1.5 bill a year thereafter to administer the program. (Page 1090). At another point, it indicates that there will be as much as an extra $2.5 billion. (page 1091). It's not clear to me whether as much as $2 billion of this may be expended for Social Security operations generally. It appears that this will be effective sometime in the current fiscal year -- at least that's when Social Security gets a big appropriation -- but I have been unable to find the exact date.

     This will be the first major new responsibility for the Social Security Administration since SSI was adopted in the 1970s. It comes at a time when the agency's staffing is at a low ebb and there are massive backlogs across almost all agency operations. Also, the agency is being directed by an Acting Commissioner.

Ticket To Work Doesn't Work


      From a recent report by the Government Accountability Office (GAO):

Disability beneficiaries participate in the Social Security Administration’s (SSA) Ticket to Work and Self-Sufficiency program (Ticket to Work) by assigning a "ticket" to service providers who, in turn, provide help with employment. SSA compensates the service providers when Ticket to Work participants achieve designated levels of work and earnings. Using SSA data from 2002, when the program began, through 2018, the most recent year available, GAO estimated that 5 years after starting Ticket to Work, participants’ average earnings were $2,451 more per year than that of similar nonparticipants. However, the majority of participants remained unemployed 5 years after starting Ticket to Work. 

Based on GAO’s analysis, the costs of Ticket to Work exceeded the savings in disability benefits to SSA by an estimated $806 million from 2002 through 2015, the most recent year with reliable savings data. Savings accrue when Ticket to Work participants receive lower benefits or leave the disability rolls due to earnings from work. GAO estimates that participants were slightly more likely to leave the rolls (9.7 percent) than nonparticipants who are similar across a range of characteristics such as age, gender, disability type, and education level (8.6 percent). A greater percentage of participants left the disability rolls due to work rather than for other reasons, such as medical improvement ...

GAO estimates that SSA incurred an additional $133 million to $169 million in costs (above the $806 million) from disability benefit overpayments to Ticket to Work participants. Overpayments can occur when beneficiaries who work do not report earnings to SSA or SSA delays in adjusting their benefit amounts. ...

     This report ignores an important reality.  No one makes claimants participate in the Ticket to Work program. Those who do participate are saying they believe they may have some capacity for work, meaning that they have better prospects for returning to work than claimants generally. Comparing the results in this group to claimants generally makes the Ticket to Work results look better than they are. Some of those who volunteered for Ticket to Work would have returned to work with or without Ticket to Work. We can't tell how many were only able to return to work due to Ticket to Work. If there were a control group, it would be some who volunteered for Ticket to Work but were arbitrarily denied Ticket to Work help but there is no such control group because none were turned away.

     Note the ridiculous level of overpayments associated with Ticket to Work even among a group of beneficiaries who told Social Security they planned to return to work. Don't blame claimants for this. Social Security's system for handling reports of return to work just doesn't work. 

     I'll make a modest suggestion. Social Security should almost completely stop relying upon wage reports from claimants because they do a poor job of reporting and Social Security does a worse job of recording what they report. We should define Substantial Gainful Activity on a quarterly basis and base work deductions on quarterly wages reported by employers. This can mostly be done by the computers. Yes, there will be problems with "wages" that are reported for work done earlier (such as sick pay, vacation pay and residual commissions) and yes, there will be problems with self-employment income but we'd be in a much better place than we're in now if those are the only problems we have to deal with.


Nov 3, 2021

Delays In Filing Retirement Claims

      The Washington Post has an article out displaying a couple of charts that they say show that during the pandemic people have been retiring but deliberately delaying claiming Social Security retirement benefits. Here's one of the charts:


     The thing about it is that there's been a similar decline in the number of SSI claims filed and there's no benefit whatsoever in delaying filing an SSI claim. One possibility is that office closures and the increased difficulty in reaching Social Security by telephone have caused people to delay filing claims out of frustration. People don't have to be deterred entirely or even for long to produce something like this graph. Just deter a certain percentage of claims for a month to three months and you end up with fewer claims filed for a time period. My experience is that few people are crafty about the date they file their retirement claim. That sort of behavior exists mostly in the minds of newspaper writers who are overly invested in the idea that simplistic economic theories explain human behavior. They don't factor in the service environment at Social Security.

Nov 2, 2021

What Passes For Justice In Northern Alabama


      From the Huntsville Item:

Getting approved for disability payments from the Social Security Administration isn't easy, but depending on where you live, it could be even harder.

In North Alabama, for example, three of the judges who hear disability claims have the lowest approval record of any administrative law judge in the state; two of them also have among the lowest approval rate of any of the 12,000 judges nationwide.  ...

Judge Cynthia Weaver approves only 12% of claims, giving her the lowest claims approval rate of any judge hearing disability cases in Alabama. Among nearly 50 judges in the country with similar disposition caseloads, between 250-260 dispositions, Weaver had the lowest approval rating for claims based on data reported in recent months. 

An applicant's odds are only slightly better if they go before Judge Patrick Digsby, who approves about 13.6% of the claims that come before him. Judge Mallette Richey has the third-lowest claims approval rate at 26%. ...

If applicants choose to appeal, their odds aren't good. The Appeals Council denies 82% of claims and remands another 14% back to the judge who heard the case. There is no data on the final outcome of cases sent back to judges. Only 1% of claims are approved by the Appeals Council. ...


Nov 1, 2021

Problem Avoided

 


     From the Detroit Free Press:

The pandemic-related economic shutdown in 2020 triggered all sorts of anxiety, including oddly enough a fear that those who turn 62 next year would be stuck with drastic cuts to their Social Security benefits. ...

The reason? A key wage index that Social Security uses as part of the calculation of benefits looked like it was set to plummet during the 2020 economic slowdown. 

In Congressional testimony in July 2020, Social Security Administration Chief Actuary Stephen Goss suggested that benefits could be 9.1% lower for this specific group, for life. ...

Now, amazingly, there is good news for those baby boomers born in 1960. Things didn't turn out as horrible as the original headlines suggested.

The average wage index — which is calculated by Social Security to track wage growth in the overall economy — didn't fall as once projected. Instead, the Social Security Administration recently posted that the national average wage index was up 2.83% in 2020 from 2019 — not down.  ...