Possible Answers:
- David Black
- Carolyn Colvin
- Stephen Goss
- Patrick O'Carroll
Many poor Americans seek Social Security disability payments as a financial life preserver when their unemployment benefits begin expiring, preliminary research by two economists shows.
The findings, released by the Obama administration Thursday, are based on interviews with unemployed workers ...
Their research found that close to 10% of Americans between the ages of 50 and 65 who didn’t have access to at least $5,000 applied for Social Security disability benefits by the time their unemployment benefits were set to expire. The percent of this group seeking the benefits rose precipitously in the weeks leading up to the exhaustion of benefits, as it was below 1% with 50 weeks left in unemployment benefits.
Jobless Americans in this age range who had access to at least $5,000 were much less likely to seek SSDI benefits at any point while collecting unemployment benefits.Of course, many people who are disabled wait to apply for Social Security disability until they exhaust all other possible benefits. This is because the process of obtaining Social Security disability benefits is widely and accurately regarded as unpleasant and difficult. Most people do everything they can to avoid it. That is a huge problem for anyone like myself who helps Social Security disability claimants. They often wait until the wolf is at the door before applying and then hear me or someone like me tell them that they face a process that will take two years and that the result is uncertain. If you're relying upon a claim for Social Security disability as your "life preserver" you're in big trouble. When companies lay off people, they often select their least productive workers to lay off. The least productive workers are often those with serious health problems, especially mental illness. Theoretically, the Americans with Disabilities Act (ADA) may forbid this but the ADA is a dead letter, interpreted out of any meaningful existence by the Supreme Court. Even people who started out on unemployment benefits relatively healthy may get sick and then wait for their unemployment benefits to end before applying for Social Security disability benefits. Being laid off is not good for your health. It's stressful and your access to health care is diminished.
I work for the agency and happen to be in a position to personally observe field office operations in multiple offices. Yes, there are some very hard working employees, but there are many more slackers. The constant use of cell phones for personal calls (even taking calls while in an interview) and texting, and the excessive surfing of the internet is incredible. I have pretty much lost sympathy for the agency. I don't think a furlough of many of the employees would be noticeable, that is how little they produce. The early closings of offices is a joke as now many employees see it as an opportunity to leave early, not to work. The hours of 7:00 to 9:00 in the morning are woefully wasted unless there is training. Most days it is just used for excessive chatting and visiting. And this is just in the field. I know several employees who were detailed to CO where they saw employees there routinely take 2 hour lunches on SSA time. As for most field office managers, well, they are vastly overpaid as they do not spend most of their time managing, but "networking" on the phone and politicking.
Frank Lucas, who once ran a billion-dollar business smuggling heroin before going straight, could go to jail for bilking the U.S. government out of $17,300.
Now 81 and ailing, Lucas was charged with theft by deception after he allegedly told the U.S. Treasury he lost a Social Security check with funds earmarked for his 15-year-old son and asked for a duplicate, prosecutors said.