Aug 21, 2019

Median Lag Time Between Becoming Disabled And Filing Disabilty Claim Was 7.6 Months In 2013-14

     The Social Security Bulletin has an interesting article titled The Time Between Disability Onset and Application for Benefits: How Variation Among Disabled Workers May Inform Early Intervention Policies. Obviously, the article is concerned with how this gap time affects rehabilitation. I don't think the length of the gap time will matter much as far as rehabilitation is concerned are since I think that there are few applicants for Social Security disability benefits who can realistically be rehabilitated. Rehabilitation is a mirage based upon the misconceptions that Social Security disability claimants aren't all that sick or that they many suffer from problems that one can find a way around. 
     The article does give some historic numbers on a topic of interest to me, at least, which is how long people wait after becoming disabled before they file disability claims with Social Security. I've wondered whether factors such as difficulty in contacting Social Security to file a claim and public perceptions about how easy or difficult it is to be approved for Social Security disability benefits affect how long people wait to file claims. Changes in the lag time between onset of disability and claim filing could affect the rate at which claims are filed. Unfortunately, the article doesn't give information to show how the lag time has changed over time but it does give some historic numbers. During the time period 2013-2014 the median gap time was 7.6 months. Don't ask me why they didn't use a more recent time period. Below is a chart from the article:
Click on image to view full size
     I would have been very interested to see whether this gap time was stable over time. What was it in 2010 compared to 2019? Unfortunately, the authors do not present such data.
     However, the authors do present data showing that the younger that disabled people are, the longer they wait to file disability claims:
Click on image to view full size

Aug 20, 2019

Endless WEP Problems

     From a recent report by Social Security's Office of Inspector General:
The Social Security Amendments of 1983 include a provision that eliminates “windfall” Social Security benefits for retired and disabled workers who are receiving pensions from employment not covered by Social Security.  
WEP [Windfall Elimination Provision] applies when the wage earner becomes entitled to both a pension based on non-covered employment and Social Security benefits. Under WEP, SSA uses a modified benefit formula to determine a wage earner’s monthly Social Security benefit. WEP applies to both retirement and disability benefits. However, under certain circumstances, a beneficiary’s payments are exempt from this provision. ...
Of 150 sampled beneficiaries, SSA improperly exempted 26 from WEP. Because of this processing error, the 26 beneficiaries were improperly paid approximately $774,000. Although the Agency was aware these 26 beneficiaries had received pensions, it did not reduce their benefits for WEP. Of these 26 beneficiaries, SSA may not correct the payments for 24 because of SSA’s administrative finality rules. Based on our sample results, we estimate SSA improperly paid approximately 3,600 beneficiaries $118 million
Additionally, SSA exempted 28 beneficiaries from WEP where we found the exemptions questionable. If SSA did not apply WEP, but should have, we estimate the Agency paid these 28 beneficiaries approximately $971,000 more than they were entitled to receive. 
Because of its administrative finality rules, SSA may not correct all the payment errors we identified. If it does not take corrective action, we estimate the Agency will improperly pay an additional $140 million in future payments to these beneficiaries.
     I'm not saying we should eliminate WEP but it's a mess to administer and claimants really, really dislike it.

Aug 19, 2019

Has The "Gig Economy" Had An Effect Upon The Number Of Disability Claims?

     From the abstract of How Does Contingent Work Affect SSDI Benefits?, a study by Matthew S. Rutledge, Alice Zulkarnain, and Sara Ellen King for the Center for Retirement Research at Boston College: 
Some studies have found that contingent workers – including independent contractors, consultants, and those in temporary, on-call, and “gig economy” jobs – make up an increasing share of the labor force. How does this group of workers interact with Social Security Disability Insurance (SSDI)? ...
The study finds that SSDI application rates are about one-quarter smaller for older eligible contingent workers than for traditional workers of the same ages. Contingent workers are also about one-third less likely to be awarded disability benefits. The lower application and award rates are likely due in part to contingent workers’ lower eligibility rates and lower potential benefits. The application and award rates are also lower for contingent workers who have a chronic condition, work limitation, or limitation in their Activities of Daily Living. These results suggest that contingent workers would benefit from a greater availability of information and assistance in navigating the SSDI application process.
     The study talks about the "gig economy" allowing people to work only they feel like it. That can allow individuals with health problems to continue at least some employment. I've seen an increase in the number of claimants who work in short term, on call and part time jobs enough to cause problems with their Social Security disability claims but not enough to support themselves.

Aug 17, 2019

Man Arrested For Threatening To Shoot Up Field Office

     George Elden Robinson was arrested in Phoenix after allegedly threatening to shoot up a Social Security field office on July 11.

Aug 16, 2019

Report On Decline In Disability Claims

     Social Security's Office of Retirement and Disability Policy has published a briefing paper dealing with the question of why the number of disability claims approved has gone down so much. It doesn't come to any definite conclusions.
    The main problem I have with this otherwise thorough report is that it mostly limits the data presented to 2017 and earlier. Since then the number of disability claims filed has continued to go down dramatically while the unemployment rate has held pretty much steady. That's hard to explain if your theory is that number of disability claims has declined due to reduced unemployment. I think this is the main issue that needs to be examined and this report seems to skirt around it.
     I believe that more research is needed on the connection between the quality or lack of quality of service at Social Security and the number of disability claims filed. As this report indicates, many who might file claims are ambivalent about doing so. This ambivalence makes them easily deterred by difficulty in filing a claim. We have some research on this subject but not much.
     By the way, if you think that the Office of Retirement and Disability Policy must issue many briefing papers like this, you're wrong. It's August and this one is labeled "Briefing Paper No. 2019-01." What exactly do they do in that Office?

Aug 15, 2019

About 500 Of Eric Conn's Former Clients Get Their Disability Benefits Restarted

     About 500 of Eric Conn's former clients will get their benefits reinstated, at least for now, as a result of the decision of the 6th Circuit Court of Appeals in Hicks v. Commissioner of Social Security. This only applies to those whose cases are pending on appeal. There are others who did not appeal their terminations who are not currently affected. There is a class action lawsuit pending which may get their benefits reinstated. It's not at all clear what process Social Security will use in any future benefit redeterminations for Conn's former clients.

Aug 14, 2019

Happy 84th Birthday, Social Security!

By the way, notice the cigar in the left hand of the man on the right. That was Senator Pat Harrison of Misissippi. Different times.