From a recent report by Social Security's Office of Inspector General (OIG):
... Homes that SSI applicants and recipients own and reside in do not count toward SSI resource limits. The current market values of any properties other than their owned primary residences, referred to as non-home real properties (NHRP), are generally considered countable resources for SSI eligibility purposes.
In 2017, SSA introduced an electronic search application that employees are required to use in most cases to identify applicants’ and recipients’ real-property information. We reviewed 400 applicants/recipients who had real properties identified through the search application. Of these, properties were a determining factor for SSI eligibility and payments in 122 cases.
SSA employees did not accurately determine property ownership and/or values for 17 (14 percent) of 122 SSI applicants/recipients. As a result, applicants were possibly denied SSI when they should not have been, and recipients received SSI payments for which they were not eligible. Of the 17 applicants/recipients:
- 4 applicants may have been incorrectly denied SSI. SSA needs to further develop these cases to verify the applicants’ SSI eligibility, and
- 13 recipients received over $180,000 in SSI payments for which they were not eligible.We determined employees did not correctly determine the applicants’/recipients’ countable resources, including reviewing for prior ownership. In addition, SSA employees did not add required documentation in SSA’s records to support their real-property determinations for these 17, and 43 other, cases.
We project 1,204 applicants may have been improperly denied SSI eligibility, and 35,885 recipients were improperly paid because SSA employees made inaccurate real-property determinations. ...