A company selling disability insurance has put out a press release showing the terrible financial problems caused by disability. Despite the existence of Social Security disability benefits, about half of all bankruptcies and mortgage foreclosures are caused by disability. There is no way of knowing how many of these tragedies could have been prevented if SSA were faster and less harsh in adjudicating disability claims. It is hard to imagine any easier way of reducing the level of misery in American society that by improving the Social Security disability process.
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