Aug 12, 2015

Some Right Wing Ideas On Reforming Social Security Disability

     The Washington Examiner, a right wing publication publication owned by Denver billionaire Philip Anschutz, has a compendium of ideas for reforming Social Security disability. Here are some:
  • Add temporary disability benefits
  • Add partial disability benefits
  • Change the definition of disability to "a medically determinable physical or mental impairment that has resulted in a substantial impediment to employment and is expected to result in death or has lasted or is expected to last for continuous periods of at least 12 months."
  • Early intervention to help disabled people to work such as providing career coaches.
     Those proposing these ideas do so because they actually believe that in the long run they would cut costs. They're dead wrong.
     I'd love to see the first three ideas implemented but they're complete non-starters. Temporary disability benefits would be extremely expensive to implement. Partial disability benefits would multiply costs by, who knows, three or four or five times. Changing the definition of disability to merely require a "substantial impediment to employment" would have a similar effect. Early intervention would be extremely difficult to implement and would be ineffective. People can't wrap their minds around the fact that most people who meet Social Security's current definition of disability either suffer from chronic, progressive conditions or suffer from overwhelming mental illness. Early intervention doesn't help them.
     The underlying problem is that no one on the right has a good understanding of Social Security disability. They have attitudes about Social Security disability. Boy, do they have attitudes! But when it comes to actual knowledge, they just don't know their stuff, which is how they come up with this blue sky stuff.

Aug 11, 2015

Astrue Not A Fan Of Obamacare

     I was wondering what Michael Astrue, the most recent Commissioner of Social Security, was up to. I found an opinion piece that he had done in May for The Weekly Standard, a right wing publication, on the implementation of the Affordable Care Act, which he and many others call Obamacare. I won't bore you with the details of Astrue's piece. I'll just list a few of the words he used and you can infer the rest:
  • Self-preservation
  • Waste
  • Fraud
  • Abuse
  • Criminal
  • Wreckage
  • Massive
  • Failure
  • Mislead
  • Stonewall
  • Failures
  • Reckless
     Astrue was a Massachusetts resident at the time that state implemented a health care plan devised by its Republican governor, Mitt Romney. Astrue was active in Massachusetts politics at the time. I can't find any record of him publicly criticizing Romney's plan. The Affordable Care Act was modeled after Romney's plan. It's no exaggeration to say that Obamacare is Romneycare writ large. If you hate the Affordable Care Act, you should have hated Romney's healthcare plan too.

Aug 10, 2015

Law Firm Agrees To Represent Several Hundred Former Clients Of Eric Conn

     Morgan and Morgan, a law firm, has agreed to represent "several hundred" of the nearly 1,500 former clients of Eric Conn who may be losing their Social Security disability benefits. Morgan and Morgan appears to be based in Florida but has offices in Kentucky.

New Regs On Social Security Number Applications

     The Social Security Administration has adopted new regulations on Social Security number applications to allow for electronic applications.

Aug 8, 2015

Interesting Tweet

5h5 hours ago
Social Security projected to hit 100 year mark in good shape. This will also mark 100 years of opponents' constant claims of impending doom.

Aug 7, 2015

Is PEBES Worth The Cost?

     The Center for Retirement Research at Boston College has issued a report asking "Does the Social Security 'Statement' Add Value"? The Social Security "Statement" they're talking about is what the agency calls the Personal Earnings and Benefit Estimate Statement (PEBES). 
     Most people say they remember receiving PEBES and found the information helpful. However, there is little evidence that PEBES affects claiming behavior and there's little evidence that people remember the amount they will receive when they retire. See the chart below.
     For what it's worth, my clients often ask how much they'll receive a month if their disability claim is approved. I seldom have easy access to this information until close to the hearing. When I'm asked this question, I ask the client if they remember receiving the PEBES -- describing it in a way such that they'll understand what I'm talking about. They generally remember receiving it and say they have saved it. I tell them that the PEBES tells the approximate amount that their disability benefit will be. They're always surprised to hear this.

Aug 6, 2015

The "Testing" Goes On Without End

     Social Security is once again extending the "testing" of the use of a single decision maker and the elimination of reconsideration. This testing has been going on for many years. Everyone knows they both work. However, the single decision maker system results in a really tiny increase in the number of disability claims approved so it can't go forward and eliminating reconsideration funnels more cases to hearings before Administrative Law Judges which would increase backlogs at that level so it can't go forward either. So Social Security just keeps extending the "testing" indefinitely.