When Will The Appeals Council Act?

     The Securities and Exchange Commission is remanding all cases pending before the full Commission for new hearings before different Administrative Law Judges, without regard to whether the Lucia issue was raised before ALJ or even before the full Commission. When will Social Security follow suit? Tens of thousands of cases are pending at Appeals Council. My firm has a considerable number of cases pending at the Appeals Council. We’ve raised the Lucia issue in each one. We’re not getting remands. We’re not getting denials of review. The cases are just sitting there.  What are they waiting on? Come on, Mr. Lucia himself didn’t raise the issue of ALJ appointment before the ALJ.

Departmental Appeals Board At Social Security? OIG A Party Appealing ALJ Decisions?

     Can someone explain to me the process discussed in the Second Circuit decision in Capetta v. Commissioner of Social Security? Was the Court just confused in its description of the administrative process?

Full COLA Announcement

     Below is the full Cost Of Living Adjustment (COLA) announcement from Social Social. It includes Maximum Taxable Earnings, income required for a Quarter of Coverage, Retirement Earnings Test (for those under Full Retirement Age), and the new Supplemental Security Income payment amounts, among other things. Note that they include the SSI Resource Limits and Income Exclusions even those have NEVER been adjusted for inflation and are absurdly out of date.

     Click on the image to view full size.

2.8% COLA

     As predicted Social Security's Cost of Living Adjustment (COLA) for this year is 2.8%.

Proposed Regs On Rep Payees

     The Social Security Administration has published proposed regulations to implement legislation passed in August that prohibits persons convicted of certain criminal offenses from serving as a representative payee in certain circumstances. I hope there's enough discretion remaining in this proposal. Certainly, there are rep payees who rip off Social Security beneficiaries but the biggest problem I've seen has been a lack of anyone willing or able to be a rep payee. Blanket disqualifications may exclude trustworthy people. It's possible to commit a crime, be convicted, serve your time and then get out and live an honorable life.

Waiting In Topeka

     From the Topeka Capital-Journal:

The average time to process a claim for Kansans with disabilities jumped this fiscal year, despite millions of dollars invested into the Social Security system to address an issue one official called “inhumane” and “unacceptable.”

Mike Stein, assistant vice president of operations strategy and planning for TrueHelp, said he has “a lot of words” about what people face who are unable to work and whose lives may be destroyed as they await a decision from Social Security on whether they deserve disability benefits. An average disability check is $1,197 per month, he said.

“Every month that goes by when that person who is simply asking for a benefit that they paid for during their working years doesn’t seem fair,” he said. “All that while, they might not be able to afford their medications or regular treatment on top of the other financial stresses. Their condition probably is going to get worse because of their financial strain. They were prescribed one pill a day, and they take a half a pill a day because of cost.” ...

"A lot of damage gets done when someone can no longer work,” he said. “We see the physical ailment turn into a mental ailment at times. The depression from losing a big part of one’s identity. Neighbors looking at you. A lot of pressure, all the way you’re waiting on Social Security. We hear the stories of them taking out loans, losing the house, the spouse has to get another job. These are not outlier stories.”

Fraud Alert

     From Social Security's Office of Inspector General (OIG):

FOR IMMEDIATE RELEASE

October 9, 2018

The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about an ongoing Office of the Inspector General (OIG) impersonation scheme.  The OIG has recently received reports from citizens about suspicious phone calls claiming to be from the Acting Inspector General.

The reports indicate the caller identifies as “Gale Stone” and states the person’s Social Security number (SSN) is at risk of being deactivated or deleted.  The caller then asks the person to call a provided phone number to resolve the issue.  Citizens should be aware that the scheme’s details may vary; however, citizens should avoid engaging with the caller or calling the number provided, as the caller might attempt to acquire personal information.

The Acting Inspector General urges citizens to be cautious, and to avoid providing information such as your SSN or bank account numbers to unknown persons over the phone or internet unless you are certain of who is receiving it.  If you receive a suspicious call from someone alleging to be the Acting Inspector General or from the OIG, you should report that information to the OIG at 1-800-269-0271 or online via https://oig.ssa.gov/report.

See the full advisory at the OIG website.

Those Still Working Have A Lot Of Illusions About Retirement

     From the 2018 Retirement Confidence Survey (click on each image to view full size):

 

      Note in the first chart that 68% of those who haven't yet retired think that they will do some work in retirement but only 26% of retirees report that they are working. Note in the second chart the divergence between the age that people expect to retire -- 65 -- and the age at which they actually do retire -- 63.