Many recipients of benefits paid by the Social Security Administration are eligible for more than one type of benefit. One example would be a widow entitled to retirement benefits based upon her own earnings and widows benefits based upon the earnings record of her late husband. If a representative payee is appointed to manage funds for the retirement benefits you'd think that the representative payee would also be managing the widows benefits. Social Security's Office of Inspector General (OIG) did a recent study to determine whether Social Security was being consistent in paying benefits through representative payees in situations where claimants are eligible for more than one type of benefit. They found much inconsistency. Tens of millions of dollars a year are being paid directly to individuals whom the agency has already found to be incapable of handling money.