From Educated but on Social Security Disability Insurance: Minorities’ Diminished Returns by Shervin Assari, Babak Najand, Hossein Zare and Amanda Sonnega:
... The primary aim of this study was to examine the relationship between educational attainment (measured in years of schooling) and the likelihood of receiving SSDI, with a specific focus on exploring how this relationship varies by race and ethnicity ...
Higher educational attainment was significantly associated with a lower likelihood of receiving SSDI in the overall sample. However, consistent with the MDRs framework, the protective effect of education was significantly weaker for both Black and Latino individuals compared to non-Latino Whites. Black and Latino participants with similar levels of education as their non-Latino White counterparts were more likely to receive SSDI, reflecting diminished returns on educational attainment for these groups. ...
4 comments:
At least this disparity is a mixed blessing.
Are people with more education less likely to be on SSDI because they work safer jobs? Because people without pre-existing issues are more likely to get a degree in the first place? Because they're just as disabled but more likely to get denied BECAUSE of their education?
Probably several reasons. Those with more education generally work less physically demanding jobs. So, they are less likely to be severely injured on the job and any severe injury is less likely to preclude them from performing their job duties. Also, they are better able to transfer skills to other jobs.
At age 55 often the sole reason for a denial vs an allowance is a 12th grade education or GED vs an 11th grade education.
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