Dec 3, 2025

Some People Just Won’t Get Service

      From Biometric Update.com:

The Social Security Administration (SSA) is remaking itself around a digital identity system that tens of millions of its beneficiaries cannot use – while simultaneously dismantling the in-person safety valve that has long allowed people to navigate the system when digital verification fails. …

But that digital system is built on identity-proofing mechanisms that millions of Social Security beneficiaries cannot satisfy. To access many of SSA’s online services – including creating a my Social Security account, resetting credentials, obtaining replacement documents, checking claims, or managing benefits – individuals must authenticate their identity using commercial data sources.

Those identity checks can include credit histories, mobile carrier records, address histories, and financial account data. They generate “soft inquiries” on credit files and hinge on the existence of a stable and verifiable financial footprint.

The problem is straightforward: millions of Social Security beneficiaries do not have the data these systems require. …

Numerous disability claimants operate with inconsistent documentation due to frequent address changes, medical crises, or disruptions tied to long periods out of the workforce. For these beneficiaries, digital identity verification is not simply difficult. It is often impossible.

Under SSA’s new operational model, that impossibility now carries far-reaching consequences. When digital verification fails, the fallback is a field office – but the agency is cutting field office traffic by 50 percent and reducing staffing across local offices. …

This dynamic recasts SSA’s modernization not as a technological upgrade but as the construction of a two-tiered system – one for beneficiaries with strong credit files, stable addresses, broadband access, and technological competence – and another for those without such resources, who will increasingly face longer waits, reduced access, and the escalating possibility of being unable to access benefits at all. …


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