Older Americans really, really don't like the idea of changing Social Security. However, removing the cap on wages covered by the F.I.C.A. tax does appeal to them.
"I contributed to it. It's my money," said Joan McDonald, 65, of Annapolis, Md., who retired as an accountant this year and began collecting Social Security. "The plan was, 'Contribute this and you get this.' You can't change the rules."