Federal Student Loans And Social Security

     On January 8, 2025 the Consumer Financial Protection Bureau issued an "Issue Spotlight" on Social Security Offsets and Defaulted Student Loans. Here are some excerpts:

... Between2001 and 2019, the number of Social Security beneficiaries experiencing reduced benefits due to forced collection increased from approximately6,200 to 192,300. This exponential growth is likely driven by older borrowers who make up an increasingly large share of the federal student loan portfolio. The number of student loan borrowers ages 62 and older increased by 59 percent from 1.7 million in 2017 to 2.7 million in 2023,compared to a 1 percent decline among borrowers under the age of 62. ...

Despite the exponential increase in collections from Social Security, the majority of money the Department of Education has collected has been applied to interest and fees and has not affected borrowers’ principal amount owed. ...

Large shares of Social Security beneficiaries affected by forced collections may be eligible for relief or outright loan cancellation, yet they are unable to access these benefits, possibly due to insufficient automation or borrowers’ cognitive and physical decline. ...

 

     Does this seem like a partisan issue? Should it?

Trump Administration Plan Enjoined

     A federal District Court Judge has enjoined the Trump Administration plan to end citizenship to those born in the United States to those who are not in the country legally. The Judge said Trump's action was "blatantly unconstitutional" and he had "difficulty understanding how a member of the bar would state unequivocally that this is a constitutional order. It just boggles my mind.”

How Many Remember This?

 

    After Donald Trump’s first inauguration, things were a bit disorganized at the White House, so disorganized that it took nine months before Social Security offices displayed his portrait. MAGA types were quick to blame the dastardly Deep State for this indignity but the explanation was far simpler. The White House hadn’t given the General Services Administration an approved portrait for reproduction. The Trump White House may have had little idea what the GSA does. In case you don’t know, the GSA takes care of a lot of housekeeping for federal agencies such as leasing office space, buying office supplies and printing and distributing official Presidential portraits to hang in federal offices.

     Let’s keep an eye on how quickly Social Security offices display Trump’s portrait. It will be something of an indicator of how efficiently or inefficiently the Trump II White House is functioning.

For The Frustrated Social Security Disability Claimant

     My partner and I continue posting on our firm's separate blog directed at a different audience -- For The Frustrated Social Security Disability Claimant. Take a look at these recent posts on that blog:

• Non-Disability Social Security Appeals -- Overpayments

• Non-Disability Appeals -- Presumption Of Death

• Foot Problems And Social Security Disability

• Do I Have To Hire A Lawyer To Get Social Security Disability? And What Does This Have To Do With Marshmallows?

• Can I Be Found Disabled Because Of A Bad Knee?

• Why You Probably Can't Get Temporary Disability Benefits From Social Security

• Social Security Disability For Ankle Injuries

• Hip Pain And Social Security Disability

• Pain

• Tinnitus

• Neck Pain

  Social Security Disability And Child Support

 

 

 

 

 

 

Disability Examiners Getting Authority To Issue Allowances Without Medical Consultant Input

      From Emergency Message EM-25009 issued last Friday:

This emergency message (EM) provides the Disability Determination Services (DDS) and federal disability adjudicating components with disability case processing guidance for Disability Examiner Decisional Authority (DEDA). DEDA will temporarily allow qualifying disability examiners to make fully favorable disability determinations in adult cases based on physical impairments alone without medical review by medical consultants (MC), but with the flexibility to consult with an MC at the disability examiner’s discretion. 

These temporary instructions apply to initial level claims, including initial-level claims pending at the DDS and federal disability case processing sites (DPB, DPU, etc.).

The Social Security Administration (SSA) faces unprecedented initial disability claims backlogs surpassing the 1.12 million case mark, resulting in high average processing times and claimant wait times. A contributing factor to the increase in average processing time is the general requirement that qualified physicians, psychiatrists, and psychologists (referred to in our policy as medical consultants (MC) and psychological consultants (PC)) complete the medical review of all initial level disability determinations combined with an insufficient number of MCs and PCs. See Section 221(h).…. 

     If this issue comes up in your confirmation hearing, Frank Bisignano, what say you?

New Acting Commissioner

     Social Security’s organization chart now shows Michelle King as Acting Commissioner.

Inauguration Day

 

Good Luck Implementing This

      From the New York Times:

The U.S. government will no longer recognize the citizenship of children born in the United States to immigrants who lack legal status, one of 10 immigration-related executive orders President-elect Donald Trump plans to sign Monday, an incoming administration official told reporters. 

     I can think of no immediate way to implement this other than by refusing to issue Social Security numbers to the children of those who lack legal status. Of course, Trump and his aides may not have thought that far ahead.

     This is blatantly unconstitutional.