Sue Regan died on November 5. The U.S. Treasury made a direct deposit to Ms. Regan's account at a credit union for one month's Social Security benefits on November 13. The money was supposed to have been paid since it was for October when Ms. Regan was still alive. However, the credit union made a mistake and sent the money back to the Treasury. A Dallas television station reports that this is a mistake commonly made by overly eager financial institutions. How long will it take for Ms. Regan's family to get the money back? How often do families fail to recognize the mistake? How often does Social Security or the Treasury correct this sort of mistake without prompting?